The workers compensation insurance system in the US is like none other around the world. Through this system,employers are required to create a safe work environment for their employees. They are also required to pay premiums for all their workers. Employers who are covered under this scheme,which may be over 80% of workers in the country,can expect to get guaranteed medical benefits and temporary disability benefits when they are injured at the workplace. To enjoy these benefits,however,they have to forfeit their right to sue the employer. Secondly,injured workers also have to report their injuries within 30 days.
HowMaryland Can Help
i) Expediting Claims Processing
While employers are entitled to guaranteed medical and disability benefits,these benefits may delay because claims are usually processed on a first come first served basis. If there is a problem with your claim,there will be further delays. To ensure your claim will be processed quickly,be sure to hire a competent lawyer to ensure everything is in order and follow up on the claim.
ii) Ensure You Get Full Benefits
Every injured employee who is covered under workers comp is entitled to disability benefits at the rate of two thirds of weekly pay. However,the injured worker must have spent over a week recovering to get these benefits. All medical bills related to treatment of injuries sustained at work are also paid in full. A work comp lawyer will check the benefits you are getting to ensure that you have not been shortchanged in any way.
ii) File Appeal
In case your claim is denied,you will be notified immediately. You will then have 30 days to appeal. Depending on the reason for the denial,yourMaryland employment attorney can help you prepare sufficient documentation to not only support your claim,but also address the reasons for the rejection.